https://www.alliance-mortgages.co.uk/portfolio Bad Debt/CCJ's | Alliance Mortgages & Protection | England

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Alliance Mortgages Limited is an Appointed Representative of Ingard Financial Ltd which is authorised and regulated by the Financial Conduct Authority No 450731. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Bad credit Mortgage
If you have been declined a mortgage due to bad credit?
Don't we can help call us today

Do you have bad credit?

If you have been declined a mortgage due to bad credit – then don’t worry. We can help you even if you’ve had a few missed credit card payments, a CCJ (County Court Judgement) or are currently in a Debt Management Plan. We know which lenders specialise in offering products that are tailored to customers who have current or past bad credit.

The mortgage products available are exactly the same as standard mortgage products. The main difference is simply the way they are assessed; some lenders do not credit score and instead manually assess each application individually. This allows the lender to take into consideration unexpected life events which may have caused the bad credit. For example, loss of job or divorce.

Why you should contact us

You who have never had a mortgage

You want a close family member to be a guarantor on your mortgage

Your deposit will be gifted cash or equity from a close family member

You are a contract worker or on a zero hours contract

You have some current or historic adverse

You are self-employed

You only have a 5% deposit

You have already been turned away by high street lenders

Don't have time then complete the contact form and we can call you back 
 
Free Expert Advice

We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.

Our qualified advisers , so you can be sure that you are receiving the best impartial advice.

We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.

Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.

Need Help?
Speak to an Expert
Call us today on
01933 448005