Buy to Let Mortgages to Suit You
Why you should contact us
You want to remortgage a property/ portfolio of properties
You are purchasing a buy to let property – including ex local authority properties and high-rise flats
You want to borrow more for refurbishments, to consolidate debt or for any other legal purpose
Your current buy to let mortgage deal is ending soon
You want to pay more off your buy to let mortgage each month but your current lender won’t let you
You want a fixed buy to let mortgage product so that your payments won’t go up or down
You want a better rate
You want to switch from an interest-only to a repayment buy to let mortgage
Your properties value has greatly increased since you purchased it
You intend to rent the property to a close family member
You have current or historic adverse
We can help experienced landlords who are looking to grow a portfolio of properties, remortgage an existing buy to let or purchase a new property. Our experienced team of Mortgage Advisers can access every lender in the marketplace to ensure you receive the best deal and will also provide guidance on additional costs, such as landlord insurance and stamp duty etc.
Building a portfolio of properties can often be a natural progression for landlords who own one or two properties as it allows them to use the overall income from the portfolio to cover any major repairs or refurbishments on a property. Following the recent changes to buy to let mortgage underwriting, lenders now define portfolio landlords as those with four or more mortgaged buy-to-let properties and assess applications using a specialist underwriting process.
Arranging buy to let mortgages across a portfolio of properties can be complex. Usually, each property will require its own mortgage and lenders tend to apply stricter affordability and criteria restrictions on portfolios. This is why it is important that you seek advice from an experienced whole of market Mortgage Advisers, who can search through the mortgage maze to secure you a competitive deal.
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Free Expert Advice
We compare every lender in the marketplace, which means we can access lenders who only deal directly with qualified advisers.
Our qualified advisers , so you can be sure that you are receiving the best impartial advice.
We promise that you won’t be passed from pillar to post. One of our qualified advisers will deal with your application from start to finish.
Your initial consultation is completely free. We will only charge you a fee if you decide to proceed with your application.